BigCommerce vs Shopify Plus: The Difference in Transaction and Credit Card Fees

We can’t deny the fact that both BigCommerce and Shopify have earned their status at the top of the enterprise ecommerce solution vertical. While both platforms are great in their own way, there are some differences that make them better-suited solutions for different types of business. When it comes down to BigCommerce vs Shopify Plus, which is better for you? We’ve done our homework and we are ready to give you a detailed comparison in terms of transaction and credit card fees and hopefully help you find the right one for your business.

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Shopify and BigCommerce: Overview

Shopify and BigCommerce both are easy to use, simple, scalable, and best options on the market. Equipped with an impressive feature set and at an affordable price range, Shopify and BigCommerce can help you set up, design, and launch your own online store in a matter of minutes.

Founded in 2006, Shopify is one of the fastest growing companies. The idea of Shopify is to bring ecommerce closer to everyone and make it easy to use and affordable.

Comparing to Shopify, BigCommerce is a much younger player. Founded 3 years later or in 2009 in Australia, BigCommerce is also growing day by day and serves hundreds of thousands of stores globally.

What is important to understand is that both platforms are growing and cater to different types of businesses and users.

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The Enterprise Grade Versions

BigCommerce Enterprise and Shopify Plus are specially designed ecommerce solutions suitable for high-volume sellers, large companies, and enterprises.

These solutions contain a lot of advanced features including advanced APIs support, guaranteed server uptime, dedicated IP and SSL address, advanced security features, and more.

Whether it is BigCommerce Enterprise or Shopify Plus, the price evaluation usually starts with an in-depth conversation where the service representative will gather information and will tailor a plan to meet your needs and requirements.

Shopify or BigCommerce plan vary from business to business and is based on specific needs and requirements.

From what we’ve discovered is that Shopify Plus starts around $2000 per month while BigCommerce starts at $1500.

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Transaction Fees

You can’ help but wonder what is Shopify or BigCommerce’s transaction fees per sale going to be, right?

BigCommerce wins the batter as they charge 0% transaction fees on all of their plans. Shopify also charges 0% on all plans but there is one condition – you must use Shopify Payments gateway to process credit card transactions. If you decide not to use Shopify Payment, certain transaction fees will apply.

The transaction fees vary (they depend on the Shopify Plan you are currently using – for Basic Shopify is 2%, for Shopify 1%, for Advanced Shopify 0.5% and for Shopify Plus is 0.15%.

Shopify Payments is available for United States, United Kingdom, Australia, Canada, Germany, Hong Kong, Ireland, Japan, Singapore, Spain, and New Zealand.

In terms of payment gateway, BigCommerce and Shopify have a wide range of payment gateway options to choose from.

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Credit Card Fees

Besides transaction fees, there are also credit card fees. Both platforms offer out of the box features or payment gateway functionalities which can reduce the credit card fees in some situations and make it simpler to set up credit card payment processing.

BigCommerce credit card fees for the US are a bit lower than Shopify, especially when more expensive plans are taken into consideration. Businesses selling low volumes of items won’t notice the difference but merchants with high volumes of sales will absolutely notice the difference.

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It is not easy to decide when it comes to comparing the pricing model for BigCommerce and Shopify.

Considering the fact that no transaction fees apply to Bigcommerce and the credit card processing fees are lower than Shopify, we think it is for the best to start with BigCommerce and later, as your business grows, to migrate to Shopify.

What do you think?